Home Insurance

Buildings Insurance

Buldings insurance is a type of home insurance that covers the value of your property so that it can be rebuilt if it is irreparably damaged or destroyed. It is a condition of your mortgage that you have buildings insurance in place as lenders want guaranteed security for their loan.

Buildings insurance also covers permanent fixtures and fittings including baths, toilets and fitted kitchens.

Contents Insurance

Contents insurance is a type of home insurance that protects anything that is not a fixed part of your home, for example your appliances, electronic goods, furniture, valuables and clothing. Most home insurance policies will also cover the contents of your fridge and freezer in the event of power failure.

Home contents insurance is optional but with the increasing threat of burglaries and fire, searching for home insurance that covers your needs is important.